By accessing or using this Site, you agree to comply with and be bound by the following Terms of Use. If you do not agree with any part of these terms, you must not use the Site.

 
1. Ownership and Intellectual Property
 
Unless otherwise stated, all content on this Site — including text, imagery, design elements, and layout — is the intellectual property of Wahay Ryan Ng. Such content is protected by applicable UK copyright and intellectual property laws. Reproduction, distribution, or modification of any materials without express written permission is strictly prohibited.
 

2. Acceptable Use
 
You agree to use the Site lawfully and in accordance with these Terms. In particular, you must not:
    •    Engage in any unlawful, fraudulent or harmful activity in connection with the Site;
    •    Introduce viruses, trojans, or other material that is malicious or technologically harmful;
    •    Attempt to gain unauthorised access to the Site, its server, or any connected systems;
    •    Interfere with the proper working of the Site.
 

3. External Links
 
The Site may contain links to third-party websites for your convenience. We do not control these websites and are not responsible for their content, availability, or practices. Inclusion of any link does not imply endorsement or approval.
 

4. Disclaimer
 
The content on this Site is provided for general informational purposes only. While every effort is made to ensure accuracy and currency, we do not guarantee that all content is error-free or up to date. The information should not be relied upon as professional advice or a substitute for it.
 

5. Limitation of Liability
 
To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental or consequential loss or damage arising from your use of, or inability to use, the Site or any information contained on it.
 

6. Changes to the Terms
 
We reserve the right to update or revise these Terms of Use at any time. Any such changes will take effect immediately upon publication to this page. You are advised to check this page periodically to stay informed of any updates.
 

7. Governing Law
 
These Terms are governed by and interpreted in accordance with the laws of England and Wales. Any disputes arising in connection with the Site or these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
 

8. Contact
 
If you have any questions regarding these Terms, please contact:
 
Email: ryan_ng.wahay@icloud.com